Amidst the plethora of service providers, the providers of customized solutions for wealth management are, ironically, scant in number. The dearth of a ‘customized’ investment management service provider is quite an imminent gap in the financial service sector. This market gap has struck our chords and we embarked on the idea to start Profit Culture. Driven by our belief to provide holistic solution to all your financial needs, we design goal-oriented bespoke portfolios.Through this, we aim at developing a strong long-term sustainable relationship built on trust and commitment. Further, we envision to carry forward the legacy of our relationship for your generations to come, by imbibing the culture of making profits in you. With this thought-process, we decided to name our venture Profit Culture Investment Services Pvt. Ltd.

We are mutual fund distributors (MFD) providing a wide array of financial services which include investments (MFs, PMS, AIF, bonds, etc), insurance (life, health, general), loans, etc. We also provide smart investing solutions through our advanced software catering to all your financial needs. You can easily make your transactions using our web-based interface and mobile application available for both android and iOS platforms. Clients will also have the flexibility to perform the transactions offline. Assuring our best services and dedication to your financial well-being. Hope to stay connected!!


Anil Malhotra


Spanning across SBI and its three former associate banks, Anil has a diverse experience of 39 years in the banking industry. He has spearheaded the bank in top managerial roles and retired as the General Manager of SBI. During his career, he headed various strategic areas like stressed asset management, risk management, financial inclusion, business development, financial analysis, strategic planning, CSR, etc. To further the dynamism of his professional achievements, he successfully completed a number of courses. ‘Programme on Sales, Marketing, Customer Care, and Regulations’ from IIM, Ahmedabad;‘The Five Day Executive Development Programme’ from IIM, Calcutta; ‘Advanced Leadership Development Programme’ from IIM, Calcutta, are to name a few. An impeccable leader and an excellent manager, Anil has served with utmost integrity and honesty throughout his leadership stint.

Ramesh has an experience of 42 years in government administration. He retired from the High Court of Punjab & Haryana, Chandigarh as Deputy Registrar. Throughout his career, he has served various departments of the High Court in administrative roles. His work experience has equipped him with proficiency in management, financial, and legal matters.

Ramesh Kumar Bansal


Our Team

Amul Malhotra

Head – Marketing & Business Development

Amul has an experience of over 11 years in the financial services sector. He has done B.E from PU, Chandigarh and an MBA in Marketing & Operations from FORE School of Management, New Delhi. With a work experience of 3 years at SBI Life and 8 at Citibank, Amul has served retail & HNI clients. To add to his professional acumen, he successfully completed an MDP on ‘Customer Centricity and Negotiation Strategies’ from ISB, Hyderabad and a course on ‘Foundations of Investment Management’ from Wharton Online. Hailing from a family of bankers, he has an inherent grit for wealth management. His personal interests include fitness, health, and travel. Gadgets and technology fascinate him.

Mohit has a diverse experience of more than 13 years in retail and investment banking. He has done B.E from NIT Jalandhar and an MBA in Finance from ICFAI Business School, Gurgaon. With a work experience of 2 years at ICICI Bank and 11 at Citibank, Mohit is a seasoned banker with an expertise in designing diversified portfolios and comprehensive wealth management. He has to his credit an MDP on ‘Customer Centricity and Negotiation Strategies’ from ISB, Hyderabad. Mohit has interest in Hindu mythology and travelling.

Mohit Bansal

Head – Finance & Business Development